You cannot access your funds directly from a program bank. Fidelity automatically performs all transfers between the program banks and your account. Balances that are swept to the Money Market Overflow are not eligible for FDIC insurance but are eligible for SIPC coverage under SIPC rules (referenced below). Open a PNC checking account online in minutes and get access to our leading mobile banking platform, 2,500 branches and more than 60,000 surcharge-free ATMs. If your zip code above is incorrect, please enter your home zip code and select submit. Deposits swept into the program bank(s) are eligible for FDIC Insurance, subject to FDIC insurance coverage limits. By using your zip code, we can make sure the information you see is accurate. Please carefully consider an account's fees, features and services before investing.Ĭash balances in the Fidelity ® Cash Management Account are swept into an FDIC-Insured interest bearing account at one or more program banks and, under certain circumstances, a money market mutual fund (the 'Money Market Overflow'). Pnc Bank Smart Access AppManage your cards View and manage your PNC credit, debit and SmartAccess cards and make in-store payments with Apple Pay right. Funds swept into the Money Market Overflow will be held in the Fidelity Government Money Market Fund and earnings will be based on the fund's 7-day yield - Class S ( | Get Prospectus). An updated list of banks that are participating and are accepting deposits is available at. Depending on the then available bank capacity or for balances that exceed FDIC Insurance coverage, balances above $5,000,000 may be swept into the Money Market Overflow. Customers will earn the APY shown on cash balances up to $5,000,000. It has branch locations scattered throughout 29 states and offers checking and savings accounts, credit cards. Banking Online With PNC Easily access your accounts for free. Based in Pittsburgh, Pennsylvania, PNC Bank is one of the largest banks in the U.S. The Money Market Mutual Fund Overflow is for cash balances that exceed FDIC insurance coverage limits or cannot be swept to a program bank due to either a lack of bank capacity or unavailability of FDIC insurance. PNC SmartAccess Card and realize all the benefits of banking with PNC Bank. Balances that are swept to the Money Market Overflow as well as any other securities held in the account are not eligible for FDIC insurance but are eligible for SIPC coverage under SIPC rules. Deposits swept into the program bank(s) are eligible for FDIC Insurance, subject to FDIC insurance coverage limits. PNC Bank offers flexible banking options via its smart ATMs.

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